Frequently Asked Questions
Common questions about our banking services
What is Unity Federal Bank Online with Secure Accesss?
Unity Federal Bank Online with Secure Accesss is a fully licensed digital bank providing secure and modern banking services including personal accounts, SME and corporate banking, savings with attractive interest rates, personal and business loans, and seamless online transactions worldwide.
How do I create an account?
The registration process is simple and fast. Click the "Open Account" or "Register" button on our homepage, fill in the required personal details, verify your identity, and your account will be ready in minutes.
How do I fund my account?
Log in to your account, navigate to the "Deposit" section, select your preferred method (credit/debit card, bank transfer, or other available options), and follow the on-screen instructions to complete the transaction.
How long do deposits take to appear in my account?
Card deposits are usually instant. Bank transfers typically take 1–3 business days depending on your bank and location. You will receive a notification once the funds are credited.
What documents are required for a business loan?
Requirements typically include business registration documents, recent financial statements, proof of revenue (bank statements), and identification for business owners. Our loan team will provide a detailed checklist during the application process.
How long do international transfers/withdrawals take?
We process withdrawal requests immediately. Domestic transfers are often same-day, while international bank transfers typically arrive within 1–5 business days depending on the receiving bank.
Can I open multiple accounts?
Yes, you can open multiple accounts including personal, savings, business, or multi-currency accounts to suit your needs.